Does Walmart Take Klarna in 2023? Detailed Guide

Does Walmart Take Klarna

Klarna is one of those fintech companies that have partnered up with thousands of businesses to help customers buy products now and pay at a later date in small installments.

Klarna has been in business since 2005 and is backed by investors such as VISA, PEMIRA, BESTSELLER, ATOMICO, and SEQUOIA.

With more than 25 million customers in the United States, Klarna is the public’s favorite when it comes to user experience. Does Walmart Take Klarna? Let’s find it out.

Does Walmart Take Klarna in 2023?

Yes, Walmart takes Klarna as of 2023. You can finance your purchase using Klarna at checkout while purchasing from Walmart.

Here’s how you can use it:

  1. Download the Klarna app and set up your account.
  2. Select the Walmart store from the stores appearing on the home screen.
  3. Complete your cart and select “Pay with K (Klarna) at checkout.”
  4. Split your purchase into 4 interest-free installments.

You can also earn rewards through Klarna’s free rewards program.

Related: Does Walmart take Afterpay?

Can You Use Klarna to Buy a Visa Gift Card?

No, Klarna cannot be used to buy Visa gift cards.

Klarna cannot be used to buy any gift cards. The service was once used to buy gift cards but is no longer now. There is a list of items you cannot buy using Klarna available on their website. Gift cards are one of those items.

Can You Buy Gift Cards at Walmart With Klarna?

No, as mentioned in the company’s policy, you cannot buy gift cards using Klarna.

Can I Use Klarna to Send Money?

Yes, Klarna can be used to send money.

Recently, Klarna Bank launched its newest feature of peer-to-peer payment service called “Wavy.”

This feature was first launched in Europe across 31 European markets. Consumers can now connect their bank accounts to “Wavy.”

A payment link is generated, which can be shared with a Wavy user. This payment can then be received in the recipient’s bank account.

What Stores Accept Klarna in-store?

Over the years, Klarna has partnered with hundreds and thousands of stores in the United States. Some of these include:

Klarna Accepted Stores
  • Macy’s
  • LG
  • Adidas
  • JCPenney
  • Ray-Ban
  • Nike
  • Saks Fifth Avenue
  • Petco
  • Microsoft
  • GoDaddy
  • Udemy
  • Sephora
  • Gamestop
  • Garmin
  • H&M
  • Harley Davidson

Can I Get Cash From Klarna?

No, you cannot get cash from Klarna. It is only used for financing payments that you have to repay later.

One illegal way people use to withdraw cash using Klarna is by buying a gift card. The company does not allow the purchase of gift cards using Klarna, but some people buy anyway from stores like Amazon.

Also, read to know:

Can I Use Klarna in Store Anywhere?

Klarna can be used at all partner stores of Klarna or any prepaid card-accepting online store operating in the United States.

You can generate a one-time card to finance your in-store purchase and divide the cost over 4 interest-free installments.


Klarna, among others, has revolutionized the way people shop. Not everybody is fortunate enough to buy the things they desire.

Klarna lets you buy such fancies, which you can repay in 4 interest-free installments. You can generate your one-time Klarna card to buy the stuff you want. Just download the app, follow the instructions, and you are good to go.

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