Does Walmart Take Credit Cards in 2022? Yes!

Credit cards are a part of technological advancement that improves our lives and make buying easier and more convenient.

So, you might be wondering why stores accept credit cards. Does Walmart take credit cards or not?

To find out more about Walmart and credit cards, continue reading below. You will find everything you need to know below!

Does Walmart Take Credit Cards

Does Walmart Take Credit Cards?

Gladly, Walmart does accept almost all credit cards online and in-store as of 2022.

You can use a credit card in any Walmart store, anywhere, anytime. However, the limit might vary from credit card to credit card. 

Besides Walmart, many other stores, including Amazon, Target, Ulta, Zara, Gucci, Sephora, Home Depot, Best Buy, and Costco, also accept credit cards.

But when it comes to vending machines, they do not accept any type of credit card because of fees and partnerships.

In addition, Walmart does not accept Apple Pay or Google Pay payment methods. Although Walmart does accept checks in stores across the USA.

Does Walmart Accept International Credit Cards Online?

You can only use Walmart’s MasterCard, Discover Card, Visa, and American Express.

Other than the cards mentioned above, you cannot use other international cards to purchase at Walmart.

The store accepts most debit cards with a visa logo. You will have to contact customer service if you want to order through a check or money order.

What Payment Options Does Walmart Offer?

You can use EBT, debit, credit, and gift cards to pay at Walmart stores.

Also, the retailer accepts Venmo as a payment method. You can shop through Venmo from the retailer, either online or in-store.

Walmart also accepts Klarna and Sezzle as a “Buy Now, Pay Later” service. However, Walmart does not accept Afterpay.

Does Walmart Accept Credit Cards for Money Orders?

No, Walmart does not accept credit cards for issuing money orders at stores.

So, if you want to purchase money orders, you can only buy them with cash or debit cards.

Only 711 stores and western union accept credit cards for money orders. That’s because issuing money orders with credit cards have some disadvantages.

However, if you send a money order to someone from Walmart, make sure they have Money Gram at their end. Otherwise, they might not be able to cash it.

Does Walmart Take MasterCard Credit Cards?

Yes, Walmart accepts almost all credit cards, including MasterCard credit cards.

However, if you have Diners Club or JCB credit cards, they will not be accepted at Walmart. But on the brighter side, you can use them at the Amazon store online. 

Besides these cards, The Amex Everyday Preferred credit cards, Chase freedom unlimited cards, Capital One Venture credit cards, ChaseFreedom Flex credit cards, and Citi Double Cash credit cards are accepted at Walmart.

Why is My Walmart Pay being Declined?

Your Walmart Pay might be declined for several reasons, including system problems or glitches.

When there is traffic on the Walmart App, the system slows down, leading to payments being declined. Another reason could be that the card you are using is expired. However, you can fix this problem with a few steps.

For example, you can reinstall the Walmart app, clear the App’s data and check for new updates.

How Does a Walmart Credit Card Work?

You can buy anything from the Walmart credit card and pay the bill online, on call, or through the Capital One app.

Walmart has partnered with Capital One for 2 of their credit cards: Co-Branded Capital One Walmart Reward Card and Private Label Walmart Reward Cards.

You can get approximately 5% cash back when shopping online with these cards from Walmart. Also, like other credit cards, Walmart credit cards build credit if you use them responsibly.

What’s more, these cards don’t have annual fees either. So you will not have to worry about the annual surcharge. 

Can Walmart Block Your Card?

No, Walmart cannot block your Visa, MasterCard, or other credit cards.

However, Walmart can block its own Walmart card due to inappropriate purchase patterns. Banks can block users’ credit cards due to unusual purchase patterns.

What Stores Accept Walmart Credit Cards?

Walmart credit cards can only be used at their official website, Walmart app, Walmart stores, and Murphy USA gas stations.

But you will be glad to know that the Capital One Walmart rewards card can be used anywhere where MasterCard is accepted.

Final Thoughts

In a nutshell, Walmart accepts all major credit cards, such as Visa and MasterCard.

You can pay through debit cards, credit cards, Walmart gift cards, cash, and even Walmart’s own card in all the Walmart stores and online.

Lastly, you can get up to 5% cash back on a Walmart reward card that is definitely worth buying. So, what are you waiting for? Go grab your credit card and shop at the nearest Walmart store or online.

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