Do you want your payments for goods and services to be in installments so they don’t feel heavy on your wallet? If yes, then you may be wondering, how is it possible?
Afterpay is an infamous “buy now, pay later” payment method, providing you with the convenience of 4 biweekly payments over purchasing goods and services.
With Walmart being a popular choice for shopping for grocery and other necessities item, you may be wondering does Walmart take Afterpay. Let’s find out in the below article!
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Does Walmart Take Afterpay in 2022?
As of 2022, Walmart does not take Afterpay as a “buy now, pay later” payment method. However, several other options are available at Walmart, including Affirm, Quadpay, Klarna, Pay in 4, etc.
Care Credit is another payment method for wellness and health products available at stores. These products may include vitamins, supplements, medications, hair care, body care products, etc.
Thus, although Walmart may not have Afterpay available as a payment method, it has still got you covered with its numerous other easy installment payment methods.
What Stores Take Afterpay?
There are more than 700 stores listed online where you can buy products using Afterpay.
Being one of the most accepted “buy now, pay later” services, Afterpay is also available in online and offline stores.
Stores including Kmart, Target, The Iconic, Mimco, Shein, BCF, Country road, Foot Locker, Sephora, Culture Kings, Adore Beauty, and many more accept Afterpay.
Several health, wellness, and beauty stores, such as Healthy life, Priceline, Chemist Warehouse, The Beauty Chef, etc., accept Afterpay.
You can avail of Afterpay services, either by online shopping or by physically going to the store.
Why Doesn’t Walmart Accept Afterpay?
Walmart currently does not have a partnership with Afterpay, as it has partnered with other companies for such services.
“Buy now, pay later” services took a boost after the pandemic spread, as many people lost their jobs and couldn’t afford even basic necessities.
Afterpay also picked up speed at this time. However, it is not the case that many people believe Walmart would also have this option.
On the brighter side, Walmart still offers such services to its customers through companies like Klarna, Affirm, Quadpay, and Paypal pay in 4.
Can I Use Afterpay Card Anywhere?
No, you cannot use the Afterpay card anywhere, as there are stores listed by Afterpay itself where you can avail of the facility.
In fact, you can only use Afterpay cards at stores that do accept Afterpay services. In order to know all the participating stores, simply go to the In-store tab on the Afterpay app.
To use, you simply need to load your Afterpay card to your Apple pay or Google wallet. While paying for your purchases, simply use it to pay in-store.
Another important consideration while using an Afterpay card is your age. You can only use Afterpay if you’re 18 or older with a billing address and a phone number.
Does Walmart Take Klarna?
Fortunately, you can use Klarna to finance your purchases at Walmart.
To do so, simply select Klarna as your payment method while checking out. As a result, your payment to Walmart will be made by Klarna, and then you will have to pay Klarna through monthly payments.
Another advantage of using Klarna as your payment method is selecting your financing plan with 6-month or 12-month options available.
With Klarna’s Digital card, you can also physically make purchases from the stores and later on add them to your Apple pay or Google pay wallet.
You can also buy from Walmart using Klarna’s app and divide the cost of your purchase into easily manageable payments every two weeks.
Can I Withdraw Cash From Afterpay?
Afterpay, in collaboration with Westpac, has introduced saving accounts and cash flow tools for customers based in Australia that also allow cash withdrawals.
This feature was introduced in 2021 and was targeted to empower customers to have more budget control.
Afterpay customers can use their new savings accounts for most of their money management activities, including budgeting, withdrawing cash, and paying bills.
Afterpay has set a limit of a maximum of $2000 that can be withdrawn from an ATM in a day.
If you’re withdrawing from an overseas ATM, it may be the equivalent of $2000 (Aussie dollar) in that country’s local currency.
Afterpay doesn’t charge any fees for such withdrawals. However, there may be additional fees from the ATM owners that you may have to pay on transactions.
Can You Pay Bills Using Afterpay?
Paying bills using Afterpay depends on the bill and how you make your payment.
If you wish to pay a bill in person using Afterpay, you’ll need to have the Afterpay app. This allows you to have access to the Afterpay card. The Afterpay card lets you spend your funds just like you spend using a credit card.
Afterpay cards can be loaded into your Apple pay or Google pay wallet, and then you’ll be able to use them to pay your bills. However, it is mandatory that the company should also take Afterpay.
Also, there is a certain spending limit on your Afterpay cards that you have to keep in mind while paying bills or making purchases.
Compared to credit cards, Afterpay is a lot more secure as you’re not risking any credit unless you pay. There is no interest, and the late fee is much smaller than on credit cards.
To summarize, Walmart does not have Afterpay as its “buy now, pay later” option, as it has not partnered with them. However, they offer other “buy now, pay later” service options such as Affirm, Klarna, etc.
If not Walmart, you can avail of Afterpay services at many other stores, as it is available at both online and physical stores worldwide.
Moreover, you can also use Afterpay cards that provide a facility to use Afterpay as a credit card. It also means you can pay your bills too using Afterpay services.