Visa and MasterCard clearly dominate the US market regarding debit and credit cards. If we were to do a ranking, third place would definitely go to Discover.
Discover is a credit card brand that is known for not charging any annual fee and offering a higher-than-normal credit limit. So, Does Amazon take Discover? Let’s find it out.
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Does Amazon Take Discover?
Yes, Amazon accepts Discover credit cards as a payment method. However, in some cases, you might not be able to use Discover credit cards.
It can be due to any reason. Amazon hasn’t identified any circumstances where you won’t be able to use Discover, but at checkout, you’ll be told about the limitation. In this case, you’ll only be able to use Visa and MasterCard credit cards.
Apart from Amazon, you might also like to know if Walmart takes Discover or not.
Is a Discover Card a Good Card?
Yes, Discover Card is a good card.
Besides Visa and MasterCard credit cards, it is the most used credit card in the United States.
It also offers higher than the normal credit limit. “Cashback bonuses” on purchases are another feature attracting many individuals.
What is a Good Credit Limit?
The issue with credit card companies is that they rarely publish their credit limits. You can say that $10,000 or more is a good credit limit for an average person.
There is a wide range of possibilities when it comes to credit limits. It also depends upon individual preference for what you consider a good credit limit.
Generally, credit card spending limits can be as low as $200 and go as high as $50,000 or, in some cases, more. Cards with higher credit limits are considered as good.
How Often Does Discover Raise Your Credit Limit?
Credit card issuers periodically review your account. These reviews can be quarterly, bi-annually, or annually.
It is at the credit card issuer’s discretion as to when a review should be performed.
If you practice good credit habits, have a good credit rating, and make payments on time, then your credit limit will be increased by your credit card issuer on review.
You can also request an increase in your credit limit. If you recently lost your job and have a low credit limit, you should avoid requesting an increase in your credit limit.
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What is the Max Limit on a Discover Card?
The credit limit on a Discover card is determined primarily by the amount of refundable security deposit cardholders deposit while getting credit.
Generally, the higher the deposit, the higher the credit you get. However, the credit card limit also depends upon several other factors.
These factors include:
- Credit Rating
- Credit Utilization
- Recent Inquiries
- Payment History
Where is Discover Not Accepted?
Discover cards are accepted by 99% of merchant stores across the United States who accept credit cards.
The remaining 1% includes some locations of:
- Burger King
- Dairy Queen.
Another very famous place where Discover isn’t accepted is Costco. Costco The store does not accept any card other than Visa cards.
Discover is one of the oldest credit card issuers in the United States. Discover has a whopping customer base of more than 57 million.
Their credit cards can be used at the majority of stores across the United States. Amazon accepts Discover as a payment method, as do many other stores.